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13907 Posts in 5074 Topics- by 78356 Members - Latest Member: krugchedv

September 02, 2010, 10:09:35 PM
Small Business Advice for Small Business EntrepreneursSMALL BUSINESS INFORMATION, FAQs And ANSWERSSmall Business InsuranceHealth Insurance for Small Business Owner?
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dear_gurl
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« on: January 11, 2009, 05:45:22 PM »

Wanting to know how to find out two things: 1) the best health insurance coverage and 2) for the best and most affordable price. My husband is the sole proprietor of a small business he runs. He'd like to get good health insurance for the two of us but what I've looked into has been incredibly expensive for good coverage or cheaper for not-so-good coverage. Someone recently told us to look into becoming incorporated as that may help (I don't know how though). Any ideas? Thanks in advance.
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debijs
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« Reply #1 on: January 12, 2009, 04:15:15 AM »

~~There may be better tax advantages by incorporating but it will not affect your premiums. I don't know what state you live in, but I will give you the number to our insurance agent we use with Costco Insurance.  Her name is Lisa and call her at 1-800-611-9057  ext #2206.

We currently have Costco Insurance which is under our business (has to have two people covered) and is through United Healthcare. They are excellent and our premiums for great coverage are very reasonable. It does go by age, so the younger you  are the less it costs.preexistingting clause is required. Dental is also available.

Our business is suffering from the bad economy so we are currently working again with her to get us more of a major medical coverage to reduce the premiums, because things are so tight. This girl has gone out of her way to find us a top notch policy at unbelievable rates. It isn't through Costco anymore, which I loved having their backing, but it is with Blue Shield and it is still a very trustworthy insurance.

She'll do whatever she can to get you great insurance. We've used her for over 6  years now and she is awesome. I hope you live in a state which she can sell in. Good luck!~~
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barclay
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« Reply #2 on: April 03, 2009, 04:29:44 AM »

Its a good idea to get insured. There are many insurance companies which provide you good benefits with affordable premium. Choose best one in your place.
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